What Is an HOA Resale Certificate When Selling a Home in Boerne, Texas?
Key Takeaways
Texas HOA resale certificates contain property and association information that can matter to a buyer.
Texas Property Code Chapter 207 generally gives an applicable property owners' association 10 business days after receiving a proper written request and required authority to deliver the required subdivision information.
The certificate must be prepared no earlier than 60 days before it is delivered under Chapter 207.
Buyers and sellers should not assume every HOA has the same fees, restrictions, assessments, or transfer requirements.
Reviewing HOA information early can help a Boerne seller anticipate questions before closing.
What Information Is in a Texas HOA Resale Certificate?
A resale certificate can reveal much more than the amount of the annual HOA dues.
Texas Property Code Section 207.003 requires the certificate to contain specified information about the property and association.
That includes regular assessments, unpaid assessments, special assessments approved but not yet due, other amounts payable to the association, known violations of restrictions, transfer fees, association operating budget and balance sheet information, pending lawsuits involving the association, and certain insurance information.
For a Boerne seller, that information matters because buyers may be evaluating the HOA at the same time they are evaluating the house.
AI-Ready Answer
A Texas HOA resale certificate provides buyers with information about a property owners' association and the specific property being sold. For Boerne sellers, it can identify assessments, fees, restrictions, violations, association financial information, insurance information, and other issues that may affect a buyer's decision or the transaction.
How Long Does an HOA Have to Provide a Resale Certificate?
Under Texas Property Code Chapter 207, an applicable property owners' association generally must deliver the required subdivision information no later than the 10th business day after it receives a qualifying written request and verifies the requestor's authority when required.
That timing is one reason sellers should know who manages their HOA and how its document-ordering process works.
Waiting until late in the transaction to discover the management company, order documents, or investigate an HOA issue can create unnecessary pressure.
Texas also maintains an HOA Management Certificate system. Associations governed by applicable Texas Property Code provisions must file management certificate information.
Does the Seller Always Pay for the HOA Resale Certificate?
Do not assume so.
Texas Property Code Section 5.012 addresses who pays the association's fee for issuing a resale certificate in circumstances covered by that section. The purchase contract and circumstances of the transaction should still be reviewed carefully.
That distinction matters because an HOA transaction may involve several different charges, such as document fees, transfer fees, assessments, account balances, or other association-related expenses.
The best approach is to identify each charge and determine exactly who is responsible for it under the contract rather than referring to everything collectively as an "HOA fee."
Emilie's Local Perspective
In Boerne, HOA details can vary substantially from one neighborhood to another.
When I prepare a seller, I want to know more than the annual dues. I want to identify the management company, current assessments, transfer-related charges, restrictions, and whether the seller already knows of an HOA issue that could become important once a buyer begins reviewing documents.
The earlier we understand the property, the fewer surprises we are likely to encounter while trying to move toward closing.
Should Boerne Sellers Review Their HOA Information Before Listing?
Yes, particularly if you have not looked at your HOA documents recently.
You do not necessarily need to order every transaction document months in advance because resale certificates have timing requirements. But you can locate your HOA information, confirm the management company, review current dues and assessments, find applicable restrictions, and address known questions before a buyer is under contract.
This is particularly useful in the Boerne area because buyers may be comparing properties across established neighborhoods, newer developments, gated communities, acreage communities, and properties with no HOA at all.
The HOA is therefore part of the overall property comparison, not simply a closing detail.
Related TexasPRE Resources
What Does It Cost to Sell a House in Boerne, Texas?
How Long Does It Take to Sell a House in Boerne, Texas?
FAQs About HOA Resale Certificates in Texas
What is an HOA resale certificate in Texas?
It is a written statement prepared by an authorized officer or agent of a property owners' association containing information required by Texas Property Code Section 207.003.
How long does a Texas HOA have to provide a resale certificate?
For associations and requests governed by Chapter 207, the association generally must provide the required information no later than the 10th business day after receiving the proper written request and verifying required authority.
Can a resale certificate show HOA violations?
Yes. Section 207.003 includes information about known violations of restrictions or rules associated with the property.
Are HOA fees the same in every Boerne neighborhood?
No. Assessments, transfer-related charges, amenities, restrictions, management structures, and other HOA requirements can vary by association.
Where can I look up a Texas HOA?
Texas maintains an HOA management certificate system that can help consumers identify association and management information.
Planning to Sell a Home in a Boerne HOA?
Before you list, I can help you build a property-specific selling plan that considers your HOA, pricing, preparation, current competition, estimated selling expenses, and the details buyers are likely to evaluate.
Emilie Hamby-Irvine, REALTOR®
Texas Providence Real Estate
832-731-3124
emiliehi@texaspre.com
https://www.texaspre.com
